Get Preapproved Now

1
Personal
Information
2
Financial
Details
3
Vehicle Loan
Information
4
Consent &
Agreement
5
Submit Your
Application
Personal Information
We need some basic information to confirm your preapproval. Don’t worry, this won’t affect your credit score!
Enter your legal name as it appears on official documents.
We’ll send you updates about your application status.
For quick contact and updates on your application.
We need your State to process your application.
Financial Details
This helps us understand your eligibility for the LucidBlack Credit Card.
Your total annual income before taxes.
Providing your employer helps us verify your financial standing.
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Vehicle Loan Information
We’ll use this information to calculate your rewards and benefits!
Select the company or bank handling your current auto loan.
Enter the amount you pay towards your car loan every month.
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Vehicle Loan Information
We’ll use this information to calculate your rewards and benefits!
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Submit Your Application
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This will not impact your credit score.

You're Preapproved!

You're Preapproved!
Time to Unlock Your LucidBlack Card Rewards
Congratulations on being preapproved! Your next step is to complete the Caribou auto loan refinance within 48-72 hours, and you’ll secure lifetime Founding Member status as one of the first 1,000 LucidBlack cardholders, unlocking exclusive perks and rewards.
5,000 Bonus Points
Immediately credited to your account after you complete your Caribou refinance. Use them for travel, car services, or even hotels.
Metallic Card Upgrade
Receive your premium metallic LucidBlack card for a sleek and durable experience.       
Gold Status
Unlock Gold Status to earn even more rewards, including bonus point multipliers on all purchases.
10 Free Car Washes
Drive clean with 10 free car washes at participating locations.
Why Refinance with Caribou?
To unlock all of these exclusive benefits, complete your Caribou refinance today. Not only will you enjoy lower car payments, but you'll also get instant access to your LucidBlack rewards.
Lower Your Monthly Payments – Save money by securing a better interest rate
Fast and Easy Process – Complete the refinance process online in minutes.
Exclusive LucidBlack Rewards – Your benefits are waiting. Don't miss out!
Refinance with Caribou
Don’t Wait! Your preapproval and these incredible rewards are ready for you. Complete your refinance now to start enjoying the perks of being a LucidBlack cardholder.
At LucidBlack, transparency is important to us. We may partner with certain companies to offer you exclusive benefits, such as refinancing your auto loan through our partner, Caribou. When you refinance through Caribou using the links on our site, we may receive compensation as part of an affiliate partnership. This compensation helps us continue offering you valuable services at no additional cost to you.
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